:root{
  --navy:#001A40; --red:#FF4040; --red-ink:#C92A2A; --blue:#50B0FF; --sky:#A6DEFF; --paper:#FCFCFA;
  --ink:#001A40; --muted:#5B6B85; --line:#E1E6EE; --card:#fff; --soft:#F1F6FC;
  --warn:#B86E00; --warn-bg:#FFF3DB; --crit-bg:#FFE9E9; --ok:#0B8F6A; --ok-bg:#E2F6EF; --info-bg:#E8F3FF;
  --r:14px; --nav-h:64px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:500 15px/1.45 Barlow,system-ui,sans-serif}
h1,h2,h3,h4{margin:0;line-height:1.15}
h1{font:800 28px/1.1 Poppins,sans-serif;letter-spacing:-.01em}
h2{font:600 20px/1.2 Poppins,sans-serif}
h3{font:600 16px/1.25 Barlow,sans-serif;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
.muted{color:var(--muted)} .small{font-size:13px} .right{margin-left:auto} .nowrap{white-space:nowrap}
.row{display:flex;gap:10px;align-items:center;flex-wrap:wrap} .col{display:flex;flex-direction:column;gap:10px}
.grow{flex:1;min-width:0}

/* shell */
.shell{min-height:100vh;display:flex;flex-direction:column}
.top{background:var(--navy);color:#fff;display:flex;align-items:center;gap:12px;padding:10px 16px;position:sticky;top:0;z-index:30}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff;font:600 17px Barlow;letter-spacing:.02em}
.brand img{width:34px;height:34px}
.brand small{display:block;font:500 11px Barlow;letter-spacing:.14em;color:var(--sky);text-transform:uppercase}
.top .who{margin-left:auto;display:flex;align-items:center;gap:10px;font-size:14px}
.top .who button{background:none;border:1px solid rgba(255,255,255,.35);color:#fff;border-radius:999px;padding:5px 12px;cursor:pointer}
.nav{display:flex;gap:2px}
.nav a{color:#CFE3FF;text-decoration:none;padding:8px 14px;border-radius:999px;font-weight:600;position:relative}
.nav a.on{background:#fff;color:var(--navy)}
.nav .dot{position:absolute;top:2px;right:2px;background:var(--red);color:#fff;border-radius:99px;font-size:11px;min-width:18px;height:18px;display:grid;place-items:center;padding:0 4px}
main{flex:1;padding:18px 16px 96px;max-width:1500px;width:100%;margin:0 auto}
.page-h{display:flex;align-items:flex-end;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.page-h p{margin:4px 0 0;color:var(--muted)}

/* buttons: brand pill red, hover = outlined */
.btn{border:2px solid var(--red);background:var(--red);color:#fff;font-weight:700;border-radius:999px;padding:9px 20px;cursor:pointer;text-transform:uppercase;letter-spacing:.04em;font-size:13px;text-decoration:none;display:inline-flex;align-items:center;gap:6px;min-height:40px}
.btn:hover{background:#fff;color:var(--red-ink)}
.btn.ghost{background:#fff;color:var(--navy);border-color:var(--line)} .btn.ghost:hover{border-color:var(--blue);background:var(--soft)}
.btn.navy{background:var(--navy);border-color:var(--navy)} .btn.navy:hover{background:#fff;color:var(--navy)}
.btn.sm{padding:5px 12px;min-height:32px;font-size:12px}
.btn[disabled]{opacity:.5;pointer-events:none}
.linkbtn{background:none;border:0;color:#1B5AA6;font-weight:700;cursor:pointer;padding:4px 0}

/* cards, chips */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px}
.card.pad0{padding:0;overflow:hidden}
.grid{display:grid;gap:14px}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin-bottom:16px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px 14px}
.stat b{display:block;font:800 24px Poppins;letter-spacing:-.02em}
.stat span{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.stat.crit b{color:var(--red-ink)} .stat.warn b{color:var(--warn)}
.chip{display:inline-flex;align-items:center;gap:4px;border-radius:999px;padding:2px 9px;font-size:12px;font-weight:700;background:var(--soft);color:var(--navy);white-space:nowrap}
.chip.crit{background:var(--crit-bg);color:var(--red-ink)} .chip.warn{background:var(--warn-bg);color:var(--warn)}
.chip.ok{background:var(--ok-bg);color:var(--ok)} .chip.info{background:var(--info-bg);color:#1B5AA6}
.pill-role{font-size:11px;text-transform:uppercase;letter-spacing:.06em;background:var(--sky);color:var(--navy);padding:2px 8px;border-radius:99px;font-weight:700}
.avatar{width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;display:inline-grid;place-items:center;font-size:11px;font-weight:700;flex:none}
.avatar.lo{background:var(--navy)} .avatar.processor{background:#1B5AA6} .avatar.loa{background:#2F9BE8} .avatar.admin{background:var(--red)}
.empty{padding:28px;text-align:center;color:var(--muted)}

/* alerts */
.alert{display:flex;gap:10px;padding:11px 14px;border-left:4px solid var(--blue);background:var(--info-bg);border-radius:10px;text-decoration:none;align-items:flex-start}
.alert.crit{border-color:var(--red);background:var(--crit-bg)} .alert.warn{border-color:#E8A317;background:var(--warn-bg)}
.alert b{display:block} .alert .small{color:var(--muted)}
.alert .who{margin-left:auto;text-align:right;font-size:12px;color:var(--muted);flex:none}

/* filters */
.filters{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}
.filters input,.filters select{min-height:40px}
input,select,textarea{border:1px solid #C9D3E3;background:#fff;border-radius:10px;padding:9px 11px;width:100%;min-height:42px}
input:focus,select:focus,textarea:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.filters input,.filters select{width:auto;flex:1;min-width:140px}
label{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700;margin-bottom:4px}
.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.check{display:flex;gap:8px;align-items:center;text-transform:none;letter-spacing:0;font-size:15px;color:var(--ink);font-weight:500;margin:0;cursor:pointer}
.check input{width:20px;height:20px;min-height:0;accent-color:var(--red)}
.seg{display:inline-flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;background:#fff}
.seg button{border:0;background:none;padding:7px 14px;font-weight:700;cursor:pointer;color:var(--muted)}
.seg button.on{background:var(--navy);color:#fff}

/* board */
.board{display:flex;gap:12px;overflow-x:auto;padding-bottom:12px;scroll-snap-type:x proximity;-webkit-overflow-scrolling:touch}
.lane{flex:0 0 280px;scroll-snap-align:start;background:#EEF3FA;border-radius:var(--r);padding:10px;display:flex;flex-direction:column;gap:8px;max-height:calc(100vh - 230px);overflow-y:auto}
.lane-h{display:flex;align-items:center;gap:8px;position:sticky;top:-10px;background:#EEF3FA;padding:2px 0 6px;font-weight:700;text-transform:uppercase;font-size:12px;letter-spacing:.06em}
.lane-h i{width:10px;height:10px;border-radius:50%;display:inline-block}
.lane-h .n{margin-left:auto;color:var(--muted)}
.loan{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px;text-decoration:none;display:block;position:relative}
.loan:hover{border-color:var(--blue);box-shadow:0 2px 10px rgba(0,26,64,.08)}
.loan.crit{border-left:4px solid var(--red)} .loan.warn{border-left:4px solid #E8A317}
.loan .t{font-weight:700;font-size:15px}
.loan .amt{font:700 14px Poppins}
.loan .next{margin-top:6px;font-size:13px;color:var(--muted);display:flex;gap:6px;align-items:flex-start}
.loan .chips{display:flex;gap:5px;flex-wrap:wrap;margin-top:7px}
table.list{width:100%;border-collapse:collapse}
.list th{text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:8px 12px;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:var(--nav-h)}
.list td{padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.list tr.click{cursor:pointer} .list tr.click:hover{background:var(--soft)}

/* detail */
.stepper{display:flex;gap:4px;overflow-x:auto;padding:4px 0 8px}
.step{flex:1 0 auto;min-width:78px;text-align:center;font-size:11px;text-transform:uppercase;letter-spacing:.04em;font-weight:700;color:var(--muted);padding:8px 6px;border-radius:10px;background:#E9EEF6;border:0;cursor:pointer}
.step.past{background:var(--sky);color:var(--navy)} .step.cur{background:var(--navy);color:#fff}
.task{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--line)}
.task:last-child{border:0}
.task input[type=checkbox]{width:22px;height:22px;min-height:0;margin-top:2px;accent-color:var(--ok);flex:none}
.task.done .tt{text-decoration:line-through;color:var(--muted)}
.note{padding:10px 0;border-bottom:1px solid var(--line)}
.savebar{position:fixed;left:0;right:0;bottom:calc(var(--nav-h) + env(safe-area-inset-bottom));background:var(--navy);color:#fff;padding:10px 16px;display:flex;gap:10px;align-items:center;z-index:25}
.toast{position:fixed;left:50%;transform:translateX(-50%);bottom:90px;background:var(--navy);color:#fff;padding:10px 18px;border-radius:999px;z-index:60;font-weight:600}

/* modal */
.scrim{position:fixed;inset:0;background:rgba(0,26,64,.5);z-index:50;display:flex;align-items:flex-end;justify-content:center}
.modal{background:#fff;width:100%;max-width:620px;border-radius:20px 20px 0 0;padding:20px;max-height:92vh;overflow:auto}
@media(min-width:700px){.scrim{align-items:center}.modal{border-radius:20px}}

/* login */
.login{min-height:100vh;display:grid;place-items:center;padding:20px;background:radial-gradient(1200px 600px at 10% -10%,#FF404040,transparent),linear-gradient(160deg,#001A40,#0A2F6B)}
.login .card{width:100%;max-width:400px;padding:26px}
.login img.logo{height:44px;margin-bottom:14px}
.login h1{font-size:26px;margin-bottom:4px}
.matrix td,.matrix th{padding:6px 10px;border-bottom:1px solid var(--line);text-align:center;font-size:13px}
.matrix th:first-child,.matrix td:first-child{text-align:left}
.matrix{border-collapse:collapse;width:100%}
.scroll-x{overflow-x:auto}

/* mobile: bottom tab bar */
@media(max-width:820px){
  .nav{position:fixed;left:0;right:0;bottom:0;height:calc(var(--nav-h) + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:#fff;border-top:1px solid var(--line);justify-content:space-around;z-index:40;gap:0}
  .nav a{color:var(--muted);flex:1;text-align:center;border-radius:0;padding:8px 2px;font-size:11px;text-transform:uppercase;letter-spacing:.04em;display:flex;flex-direction:column;align-items:center;gap:2px}
  .nav a.on{background:none;color:var(--red-ink)}
  .nav a svg{width:22px;height:22px}
  .nav .dot{top:4px;right:calc(50% - 22px)}
  .top .who .nm{display:none}
  h1{font-size:23px}
  .lane{flex-basis:84vw;max-height:none}
  .hide-m{display:none}
  main{padding-bottom:110px}
  .list th{top:56px}
}
@media(min-width:821px){.nav a svg{display:none}.only-m{display:none}}
@media(max-width:820px){.lane.nolane{display:none}}